I was able to complete almost the entire process online. Everything from submitting an application, the communication process, deciding on my loan options, and closing. Even re-applying was a pain as it didn't link up to your own system.
I refinanced my student loans with Earnest more than a year ago and, now that we're expecting our first baby, we refinanced a second time. PLUS - the rates offered were easily the best of all the competitors (and I checked). I had been trying to consolidate my federal and private loans for years, at least 8 to be exact, and until I found Earnest it was impossible to do so.
So thankful I stumbled upon them while researching my options online. I have had to contact customer service for a few questions that I had.
They took care of everything and made the transfer of my student loan easy and flawless. Each time my response was received complete and timely. I was in the trenches for quite some time before I came across Earnest.
They work with you to a degree, but it's nothing to write home about.
My main concern is the application step when you link your accounts up into Earnest.
In doing so, I was able to hack off 3 years of the life of my loan and I will save over ,000 in interest. Definitely recommend Earnest to anyone that is looking to better their financial future.Through them I've greatly reduced my interest rates and monthly payments, without increasing my repayment terms significantly.I previously had my loans at So Fi, but I heard of Earnest through a friend and I decided to look into them.The entire process of refinancing one of my student loans was incredibly easy. After comparing rates from different companies, I chose to go with Earnest because they had the best rates options for my situation.
Earnest has extremely competitive rates - certainly the lowest among the places I searched by a decent margin.We’ve put together a library of essential resources (like how-to guides, comparisons, and calculators) to help you make better choices when it comes to refinancing student loans. Browse Resource Library When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans.